While there are many ways to use crypto cards, the OKX Card stands out as one of the fastest to issue and easiest to use, offering some of the highest interest rates currently available in the market.
If you have an OKX account, you can issue a card in about one minute. For iPhone users, it integrates seamlessly with Apple Pay, making it incredibly practical for daily expenses.
1. OKX Card Interests and Rewards
The reward structure depends on your user tier, specifically when holding USDG. For regular users, you get a 4% APY on your balance plus a 2% reward on card spending. Below is the detailed reward table:
| Tier | USDG APY (First 10k USDG) | Card Reward |
| Regular | 4% | 2% |
| VIP 1 | 6% | 4% |
| VIP 2 | 8% | 4.5% |
| VIP 3-9 | 10% | 5% |
If you don’t have an account yet, now is the perfect time to sign up, benefit from fee discounts, and start using the card for passive income.
✅ Lifetime 20% Fee Discount (Max Rate)
2. How to Issue your OKX Card
Step 1: Convert funds to USDG
To issue the card, you need a minimum of 10 USDG. While USDT is also an option, USDG is highly recommended because it qualifies for the high APY rewards. Navigate to the Convert menu in the OKX app and exchange your USDT for USDG. Start with 10 USDG for the initial setup.
Step 2: Access the Menu
Open the OKX mobile app and click the menu icon (dots/grid) on the top right corner of the home screen.
Step 3: Select OKX Card
On the top left of the menu screen, tap on OKX Card to start the application process.
Step 4: Get Virtual Card
Choose the Get Virtual Card option. This allows for immediate use without waiting for a physical card to arrive in the mail.
Step 5: Add to Apple Wallet
Once issued, simply click Add to Apple Wallet. You can now use your crypto for offline payments anywhere Apple Pay is accepted.
Step 6: Verify your Rewards
Finally, check your benefit dashboard. A regular user starts with a combined benefit of 6% (4% APY + 2% Cashback). VIP users should definitely utilize this card to maximize their returns, reaching up to a 15% total benefit.
3. First Payment Cashback Event (Ending May 9, 2026)
There is a limited-time promotion running until May 9, 2026. If you issue your card now, make sure to grab these extra rewards.
First Payment Promo Details
- Eligibility: New card users or existing users with no transaction history (Check eligibility: Card > Benefit).
- Benefit: $5 cashback for online payments over $50 and $5 cashback for offline payments over $50 (Total $10).
- Period: Valid until May 9, 2026.
Closing Thoughts
The OKX Card effectively turns your idle stablecoins into a high-yield savings account that you can spend at any time. By holding USDG, you aren’t just letting your assets sit; you are actively earning while maintaining the flexibility to pay for your coffee or groceries.
Stay tuned to TradingRoom for more practical guides on maximizing your digital asset utility.